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Dean Heckle & Hill, Inc. Blog

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Many people visit art galleries to admire and perhaps buy unique creations. So, if you operate a gallery, you'll likely find it a great way to add value to your community. You might think the operation is simple. Think again. Customer risks exist in every business, including galleries. READ MORE >>

Small businesses often find business owners protection (BOP) a great way to insure their operation. These packages hold several essential components of business insurance. With a BOP in tow, you won't have to worry about trying to coordinate several policies. Nevertheless, BOPs do not cover all the risks your business faces. READ MORE >>

A key component of workers compensation insurance is the notifying employees of their right to coverage. Most employers must have this type of protection in place. It ensures a worker hurt on the job can access the funds to pay for treatment of their injuries. Yet, some employees do not know this is an option. READ MORE >>

The North Carolina Workers Compensation Act requires that all businesses that employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers compensation insurance or qualify as self-insured employers for purposes of paying workers compensation benefits to their employees. READ MORE >>

The economy is humming along. Many business owners are thinking about expanding. They are hiring more truck drivers and couriers to keep up with their needs. And, they are investing in new vehicles to expand their abilities. No matter what industry you are in, you are likely ready to expand right now. READ MORE >>

The best way to keep boat insurance rates low is to minimize the chance of making a claim. And the more trouble-free your boating experience, the more fun will be had by all involved. You buy insurance for your boat for good reason, sometimes trouble comes your way and you can't avoid it. READ MORE >>

True exchange at a stoplight in a major U.S. city. "You know you really should stop looking at your phone in the car," said a teenager to his mother. Then, after she protested, he said, "I'll hold your phone." You know distracted driving has reached alarming levels when kids are doing the parenting – and seem more knowledgeable about the problem than the adults in their lives. READ MORE >>

April 04 -- Expect a tidal wave of sex harassment cases to be filed this year as people emboldened by the #metoo movement, break their silence about sexual misconduct in the workplace. Insurance industry experts — lawyers, brokers, and consultants — are warning businesses of all sizes to review their insurance policies, bolster coverage, if necessary, and limit risk. READ MORE >>

After the winter months, you might notice a number of potholes in your parking lot. This is not uncommon. The freezing of ice in cracks in your pavement causes potholes to spread open. These fractures can be annoying. They can also be damaging to vehicles. In some situations, potholes expose your company to liability claims. READ MORE >>

All companies must consider the risk of not actively protecting themselves from cyber threats. If your company is connected to the internet, it is not a matter of if your company will have a cyber event, it is a matter of when. What Does Cyber Insurance Cover? Cyber insurance covers your first and third-party risks. READ MORE >>

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