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Dean Heckle & Hill, Inc. Blog

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If your company owns vehicles, you might need to hire dedicated employees to drive them. Employee drivers will likely play critical roles in your operations. However, they'll also pose risks behind the wheel. That could add burdens to your commercial auto insurance. READ MORE >>

General liability insurance provides protection to your clients. As a cleaning company, if might seem as if your business has few risks. Yet, it is not uncommon for a problem to arise. What if your employee breaks a valuable possession? What if they use a chemical improperly, causing damage? READ MORE >>

BOP is a term used to describe a specific type of business insurance policy. BOP, which also means Business Owner Policy, can help cover many of the needs most business owners have. This is a customizable policy, too. You can work with your Dean Heckle & Hill agent to update your coverage to meet your needs based on the risks your company faces. READ MORE >>

Commercial auto insurance can get expensive. Still, active automobiles are an important part of any business. While your fleet maintenance costs may be low, your policy costs might get higher. How can you cut costs? One reliable cost-reducing angle to consider: safety. Driving Safe To Cut Costs READ MORE >>

If you experienced property damage in the wake of Hurricane Florence, now is the time to see if your auto insurance coverage can help you. One of the items that might have sustained damage is your car. Will your insurance cover weather damage to the vehicle? How can you protect the car from future damage? READ MORE >>

Many people visit art galleries to admire and perhaps buy unique creations. So, if you operate a gallery, you'll likely find it a great way to add value to your community. You might think the operation is simple. Think again. Customer risks exist in every business, including galleries. READ MORE >>

Small businesses often find business owners protection (BOP) a great way to insure their operation. These packages hold several essential components of business insurance. With a BOP in tow, you won't have to worry about trying to coordinate several policies. Nevertheless, BOPs do not cover all the risks your business faces. READ MORE >>

A key component of workers compensation insurance is the notifying employees of their right to coverage. Most employers must have this type of protection in place. It ensures a worker hurt on the job can access the funds to pay for treatment of their injuries. Yet, some employees do not know this is an option. READ MORE >>

The North Carolina Workers Compensation Act requires that all businesses that employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers compensation insurance or qualify as self-insured employers for purposes of paying workers compensation benefits to their employees. READ MORE >>

The economy is humming along. Many business owners are thinking about expanding. They are hiring more truck drivers and couriers to keep up with their needs. And, they are investing in new vehicles to expand their abilities. No matter what industry you are in, you are likely ready to expand right now. READ MORE >>

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