Dean Heckle & Hill, Inc. Blog
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Wednesday, March 25, 2020Despite what you may think, not everyone qualifies for a business owners policy (BOP). A BOP is a way for certain businesses to bundle important coverages at a discounted rate. Typically, businesses that purchase a BOP are small businesses in low-risk industries. Examples of high-risk industries are: READ MORE >>
Wednesday, February 26, 2020As an employer, you have a legal responsibility to provide your employees with workers compensation insurance in the event they are injured on the job and wind up unable to come to work. You are generally not required to include yourself on that policy, but you can include yourself if you'd like to. READ MORE >>
Monday, January 27, 2020Commercial auto insurance provides coverage for a wide variety of incidents, but it can’t cover everything. There are different types of coverages to purchase for work vehicles and it’s important to understand what your policy covers. But does it cover theft? READ MORE >>
Tuesday, December 31, 2019You are generally not legally required to buy general liability insurance when hosting a corporate event. However, you might not be able to get around it. Almost anyone from whom you rent a venue is probably going to require that you carry insurance. They may have their own general liability insurance plan in place. READ MORE >>
Wednesday, November 20, 2019Do you already have other insurance? You may or may not need BOP insurance depending on the coverages that you have. Don't Rely on Personal Coverages Don't expect your personal insurance coverages, such as your homeowners insurance or car insurance, to cover your business activities. READ MORE >>
Monday, October 14, 2019Reducing workers’ compensation insurance claims is one of the most important steps every construction business should take. It reduces your costs overall. It also ensures your employees feel safe working with you. In the long-term, it also plays a role in which clients decide to work with you. READ MORE >>
Sunday, September 22, 2019Commercial auto insurance provides financial protection to companies for vehicles the business owns. You can purchase coverage for a single vehicle or a group of them. However, with every policy, it is important to provide comprehensive information about the covered cars. Here is more insight about fleet coverage. READ MORE >>
Tuesday, September 17, 2019By Jamie Orr Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. “Tom,” a 60-year-old widower, purchased an annuity 20 years ago. Should he repurpose or replace the annuity with a more tax-efficient asset such as life insurance? READ MORE >>
Monday, September 2, 2019Some claims are made much more frequently than others www.thebalancesmb.com By Marianne Bonner Updated October 23, 2018 There's a 40 Percent Chance of a Claim Most small business owners don't expect to sustain any losses when they purchase insurance policies. They look at insurance as protection against extraordinary events. READ MORE >>
Tuesday, August 6, 2019Do you have enough general liability insurance? This is a question most business owners need to consider. Even if you never adjusted the coverage limits prior to now, there are some indications to look for to see if it is time to do so. Business owners should review their coverage on an annual basis. READ MORE >>
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