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Dean Heckle & Hill, Inc. Blog

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In every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another's vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle. READ MORE >>

When it is time to insure your business, you'll need a few basic types of coverage. Near the top of your list should be general liability insurance. It's there not only for you, but also for other people. That's why you need it - to protect your duty to your clients. But, what is it? READ MORE >>

A business owner's policy (BOP) is an insurance product designed to support many claims. It includes several types of protections. This includes protection for your property and building. It also includes liability insurance. If a storm occurs, you may be able to file a claim with your BOP. READ MORE >>

It's not entertainment on a slide, a sport on ice or even a small hamburger. Slider crime is much more dangerous and is sweeping the country, particularly in urban cities. A slider crime is a new form of stealing. No longer do thieves simply target vehicles to steal, but their contents, too. READ MORE >>

It can be frustrating to see your business insurance costs rise. One specific area of concern is workers compensation insurance. This protection helps all companies minimize financial loss when an employee suffers an injury. It's so essential that some states require it. READ MORE >>

If your company owns vehicles, you might need to hire dedicated employees to drive them. Employee drivers will likely play critical roles in your operations. However, they'll also pose risks behind the wheel. That could add burdens to your commercial auto insurance. READ MORE >>

General liability insurance provides protection to your clients. As a cleaning company, if might seem as if your business has few risks. Yet, it is not uncommon for a problem to arise. What if your employee breaks a valuable possession? What if they use a chemical improperly, causing damage? READ MORE >>

BOP is a term used to describe a specific type of business insurance policy. BOP, which also means Business Owner Policy, can help cover many of the needs most business owners have. This is a customizable policy, too. You can work with your Dean Heckle & Hill agent to update your coverage to meet your needs based on the risks your company faces. READ MORE >>

Commercial auto insurance can get expensive. Still, active automobiles are an important part of any business. While your fleet maintenance costs may be low, your policy costs might get higher. How can you cut costs? One reliable cost-reducing angle to consider: safety. Driving Safe To Cut Costs READ MORE >>

If you experienced property damage in the wake of Hurricane Florence, now is the time to see if your auto insurance coverage can help you. One of the items that might have sustained damage is your car. Will your insurance cover weather damage to the vehicle? How can you protect the car from future damage? READ MORE >>

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