Tuesday, June 1, 2021Some small businesses believe they do not need to have workers compensation insurance. They are small. Their employees are “friends” of the company so it’s thought that they’re less likely to sue. The problem is, they could become hurt—or even worse—while on the job, and that could place a significant amount of financial risk on the organization. READ MORE >>
Wednesday, May 19, 2021Commercial auto insurance is a very diverse and flexible benefit that you can customize to your advantage, including by adding coverage for damage caused by collisions. For any company that owns a vehicle, collision coverage is an essential tool they can use to protect both their vehicles and their own bank accounts. READ MORE >>
Tuesday, April 13, 2021When insuring your business, it’s imperative to include commercial general liability (CGL) insurance within your portfolio. It’s a benefit that is designed to help you address situations where your mistakes have caused harm to others. READ MORE >>
Thursday, March 25, 2021If you have a small business, it is likely that you have a business owners policy. A business owners policy (BOP) covers various forms of insurance for small businesses in low-risk industries. A basic BOP includes: READ MORE >>
Monday, February 22, 2021If you plan on starting a business in North Carolina, there are a lot of rules and regulations to consider before beginning. Employees are your number one source of success, serving as your eyes, ears and face of the business. This means that you must do what you can to protect the key employees of your business in case of an accident. READ MORE >>
Wednesday, January 20, 2021Does Commercial Auto Insurance Cover Passengers? Although there are a few noteworthy differences, commercial auto insurance works very similarly to personal auto insurance. These policies share many common coverages—including coverage for passengers. READ MORE >>
Wednesday, December 16, 2020 If you run your own clothing store, a boutique for example, then you of course have a lot of unique items that you have to safeguard with commercial insurance. However, your customers are your bread and butter. If you cause a problem for one of them, then you might lose a customer who might also demand compensation for their losses. READ MORE >>
Monday, November 30, 2020 The Limits of Property Insurance in BOPs Small business owners need insurance that is easily manageable, coordinated and affordable. The solution for many is a business owners policy (BOP). This is a package of essential benefits that most small business owners need, and the coverage within is tailorable to each policyholder’s advantage. READ MORE >>
Tuesday, November 17, 2020 "So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors. When it’s warm and sunny outside, it’s easy to forget about cold weather. READ MORE >>
Thursday, October 29, 2020When you are injured on the job, it is crucial to file a workers compensation claim as soon as possible. Even if the injury seems small at first, unexpected complications can arise and cause more pain and damage, or even leave you unable to work for a period of time. READ MORE >>
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