Monday, February 22, 2021If you plan on starting a business in North Carolina, there are a lot of rules and regulations to consider before beginning. Employees are your number one source of success, serving as your eyes, ears and face of the business. This means that you must do what you can to protect the key employees of your business in case of an accident. READ MORE >>
Wednesday, January 20, 2021Does Commercial Auto Insurance Cover Passengers? Although there are a few noteworthy differences, commercial auto insurance works very similarly to personal auto insurance. These policies share many common coverages—including coverage for passengers. READ MORE >>
Wednesday, December 16, 2020 If you run your own clothing store, a boutique for example, then you of course have a lot of unique items that you have to safeguard with commercial insurance. However, your customers are your bread and butter. If you cause a problem for one of them, then you might lose a customer who might also demand compensation for their losses. READ MORE >>
Monday, November 30, 2020 The Limits of Property Insurance in BOPs Small business owners need insurance that is easily manageable, coordinated and affordable. The solution for many is a business owners policy (BOP). This is a package of essential benefits that most small business owners need, and the coverage within is tailorable to each policyholder’s advantage. READ MORE >>
Tuesday, November 17, 2020 "So many smart home products are reaching the market, homeowners may have trouble choosing which would provide the most benefit. But one product stands out for homes in areas that experience freezing temperatures: Low temperature sensors. When it’s warm and sunny outside, it’s easy to forget about cold weather. READ MORE >>
Thursday, October 29, 2020When you are injured on the job, it is crucial to file a workers compensation claim as soon as possible. Even if the injury seems small at first, unexpected complications can arise and cause more pain and damage, or even leave you unable to work for a period of time. READ MORE >>
Wednesday, September 16, 2020 If your business owns or uses vehicles for work, you likely have commercial auto insurance policy to protect against damage and financial loss. A lot of the coverages, and the way these claims are filed, are similar to personal auto insurance. READ MORE >>
Tuesday, September 1, 2020"Disasters can happen anytime…anywhere…to anyone: Be prepared. The past decade brought an ever-increasing number of natural disasters and other catastrophic events, affecting people and property. Make sure you are ready for the next one by having an emergency plan in place. READ MORE >>
Friday, August 28, 2020 Restaurants hold a lot of risk when it comes to normal, everyday operations. From slippery floors to hot plates, patrons may face a variety of possible injuries. It’s important for business-owners and managers alike to identify these risks and prevent avoidable injuries. READ MORE >>
Tuesday, August 11, 2020 Think of D&O insurance as coverage for management decisions – regardless of the presence or absence of a formal board of directors. Who makes the decisions? That’s who needs protection. A D&O policy covers ALL employees and provides coverage for decisions these individuals make on behalf of the company. READ MORE >>
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