Tuesday, September 17, 2019By Jamie Orr Many people struggle to understand annuities and wonder if they really need one or not. To help shed light on this situation, let’s look at one example. “Tom,” a 60-year-old widower, purchased an annuity 20 years ago. Should he repurpose or replace the annuity with a more tax-efficient asset such as life insurance? READ MORE >>
Monday, September 2, 2019Some claims are made much more frequently than others www.thebalancesmb.com By Marianne Bonner Updated October 23, 2018 There's a 40 Percent Chance of a Claim Most small business owners don't expect to sustain any losses when they purchase insurance policies. They look at insurance as protection against extraordinary events. READ MORE >>
Tuesday, August 6, 2019Do you have enough general liability insurance? This is a question most business owners need to consider. Even if you never adjusted the coverage limits prior to now, there are some indications to look for to see if it is time to do so. Business owners should review their coverage on an annual basis. READ MORE >>
Wednesday, July 31, 2019Your Accounting Department Receives New Wiring Instructions From a Trusted Vendor. No Problem, Right? It could be fine, but what if they are mistaken and the email is from someone posing as your vendor. There is an increasingly common type of crime known as “Social Engineering” funds fraud, and 59% of attacks are directed at small and medium sized businessesi. READ MORE >>
Thursday, July 11, 2019If you have a small business, you might be able to buy a business owners policy, also called a BOP, as the foundation of your insurance package. BOPs are very convenient, because while they are one policy, officially, they still contain several types of business insurance. There are cost perks, and a better cohesion of benefits. READ MORE >>
Tuesday, June 4, 2019States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>
Tuesday, May 14, 2019In every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another's vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle. READ MORE >>
Monday, April 8, 2019When it is time to insure your business, you'll need a few basic types of coverage. Near the top of your list should be general liability insurance. It's there not only for you, but also for other people. That's why you need it - to protect your duty to your clients. But, what is it? READ MORE >>
Wednesday, March 20, 2019A business owner's policy (BOP) is an insurance product designed to support many claims. It includes several types of protections. This includes protection for your property and building. It also includes liability insurance. If a storm occurs, you may be able to file a claim with your BOP. READ MORE >>
Wednesday, February 20, 2019 It's not entertainment on a slide, a sport on ice or even a small hamburger. Slider crime is much more dangerous and is sweeping the country, particularly in urban cities. A slider crime is a new form of stealing. No longer do thieves simply target vehicles to steal, but their contents, too. READ MORE >>
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