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A key component of workers compensation insurance is the notifying employees of their right to coverage. Most employers must have this type of protection in place. It ensures a worker hurt on the job can access the funds to pay for treatment of their injuries. Yet, some employees do not know this is an option. READ MORE >>

The North Carolina Workers Compensation Act requires that all businesses that employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers compensation insurance or qualify as self-insured employers for purposes of paying workers compensation benefits to their employees. READ MORE >>

The economy is humming along. Many business owners are thinking about expanding. They are hiring more truck drivers and couriers to keep up with their needs. And, they are investing in new vehicles to expand their abilities. No matter what industry you are in, you are likely ready to expand right now. READ MORE >>

The best way to keep boat insurance rates low is to minimize the chance of making a claim. And the more trouble-free your boating experience, the more fun will be had by all involved. You buy insurance for your boat for good reason, sometimes trouble comes your way and you can't avoid it. READ MORE >>

True exchange at a stoplight in a major U.S. city. "You know you really should stop looking at your phone in the car," said a teenager to his mother. Then, after she protested, he said, "I'll hold your phone." You know distracted driving has reached alarming levels when kids are doing the parenting – and seem more knowledgeable about the problem than the adults in their lives. READ MORE >>

April 04 -- Expect a tidal wave of sex harassment cases to be filed this year as people emboldened by the #metoo movement, break their silence about sexual misconduct in the workplace. Insurance industry experts — lawyers, brokers, and consultants — are warning businesses of all sizes to review their insurance policies, bolster coverage, if necessary, and limit risk. READ MORE >>

After the winter months, you might notice a number of potholes in your parking lot. This is not uncommon. The freezing of ice in cracks in your pavement causes potholes to spread open. These fractures can be annoying. They can also be damaging to vehicles. In some situations, potholes expose your company to liability claims. READ MORE >>

All companies must consider the risk of not actively protecting themselves from cyber threats. If your company is connected to the internet, it is not a matter of if your company will have a cyber event, it is a matter of when. What Does Cyber Insurance Cover? Cyber insurance covers your first and third-party risks. READ MORE >>

We have been advised of a new phishing attack from one of our carriers and want to share this important information with you. While the recent attacks have been aimed at businesses, this is good information for personal users as well. New Spear Phishing Attack Using Employee SSN As Bait READ MORE >>

Under the current system, getting information about your own health care and the care your children get can be challenging and confusing. What's in your medical records? How do you even get access to them? How do you understand what all the strange medical terminology means in plain English? READ MORE >>

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