Monday, November 30, 2020 The Limits of Property Insurance in BOPs Small business owners need insurance that is easily manageable, coordinated and affordable. The solution for many is a business owners policy (BOP). This is a package of essential benefits that most small business owners need, and the coverage within is tailorable to each policyholder’s advantage. READ MORE >>
Friday, August 28, 2020 Restaurants hold a lot of risk when it comes to normal, everyday operations. From slippery floors to hot plates, patrons may face a variety of possible injuries. It’s important for business-owners and managers alike to identify these risks and prevent avoidable injuries. READ MORE >>
Tuesday, June 4, 2019States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. READ MORE >>
Tuesday, May 14, 2019In every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another's vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle. READ MORE >>
Monday, April 8, 2019When it is time to insure your business, you'll need a few basic types of coverage. Near the top of your list should be general liability insurance. It's there not only for you, but also for other people. That's why you need it - to protect your duty to your clients. But, what is it? READ MORE >>
Wednesday, March 20, 2019A business owner's policy (BOP) is an insurance product designed to support many claims. It includes several types of protections. This includes protection for your property and building. It also includes liability insurance. If a storm occurs, you may be able to file a claim with your BOP. READ MORE >>
Tuesday, February 19, 2019 It can be frustrating to see your business insurance costs rise. One specific area of concern is workers compensation insurance. This protection helps all companies minimize financial loss when an employee suffers an injury. It's so essential that some states require it. READ MORE >>
Thursday, January 24, 2019 If your company owns vehicles, you might need to hire dedicated employees to drive them. Employee drivers will likely play critical roles in your operations. However, they'll also pose risks behind the wheel. That could add burdens to your commercial auto insurance. READ MORE >>
Monday, December 17, 2018 General liability insurance provides protection to your clients. As a cleaning company, if might seem as if your business has few risks. Yet, it is not uncommon for a problem to arise. What if your employee breaks a valuable possession? What if they use a chemical improperly, causing damage? READ MORE >>
Wednesday, November 14, 2018 BOP is a term used to describe a specific type of business insurance policy. BOP, which also means Business Owner Policy, can help cover many of the needs most business owners have. This is a customizable policy, too. You can work with your Dean Heckle & Hill agent to update your coverage to meet your needs based on the risks your company faces. READ MORE >>
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