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Dean Heckle & Hill, Inc. Blog: liability

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Do you have enough general liability insurance? This is a question most business owners need to consider. Even if you never adjusted the coverage limits prior to now, there are some indications to look for to see if it is time to do so. Business owners should review their coverage on an annual basis. READ MORE >>

When it is time to insure your business, you'll need a few basic types of coverage. Near the top of your list should be general liability insurance. It's there not only for you, but also for other people. That's why you need it - to protect your duty to your clients. But, what is it? READ MORE >>

General liability insurance provides protection to your clients. As a cleaning company, if might seem as if your business has few risks. Yet, it is not uncommon for a problem to arise. What if your employee breaks a valuable possession? What if they use a chemical improperly, causing damage? READ MORE >>

Many people visit art galleries to admire and perhaps buy unique creations. So, if you operate a gallery, you'll likely find it a great way to add value to your community. You might think the operation is simple. Think again. Customer risks exist in every business, including galleries. READ MORE >>

April 04 -- Expect a tidal wave of sex harassment cases to be filed this year as people emboldened by the #metoo movement, break their silence about sexual misconduct in the workplace. Insurance industry experts — lawyers, brokers, and consultants — are warning businesses of all sizes to review their insurance policies, bolster coverage, if necessary, and limit risk. READ MORE >>

After the winter months, you might notice a number of potholes in your parking lot. This is not uncommon. The freezing of ice in cracks in your pavement causes potholes to spread open. These fractures can be annoying. They can also be damaging to vehicles. In some situations, potholes expose your company to liability claims. READ MORE >>

All companies must consider the risk of not actively protecting themselves from cyber threats. If your company is connected to the internet, it is not a matter of if your company will have a cyber event, it is a matter of when. What Does Cyber Insurance Cover? Cyber insurance covers your first and third-party risks. READ MORE >>

We have been advised of a new phishing attack from one of our carriers and want to share this important information with you. While the recent attacks have been aimed at businesses, this is good information for personal users as well. New Spear Phishing Attack Using Employee SSN As Bait READ MORE >>

Teen drivers have a lack of experience that can mean a higher risk of filing auto insurance claims. If you have a new driver in your home, it is very important to ensure that person has adequate car insurance. This helps to provide more financial stability if an accident occurs. READ MORE >>

If you run a successful store, you can likely expect a constant stream of customers. But did you know that whenever you open your doors, your business poses risks to those customers? When someone steps onto your premises, they run the risk of sustaining an injury. READ MORE >>

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