☰ ˟
Contact Us Today / (704) 847-4438
Dean, Heckle & Hill, Inc.
  • Home
  • Personal
    • Auto Insurance
    • Home Insurance
    • Motorcycle
    • Recreational Vehicle
    • Boat & Watercraft
  • Business
    • Bonds
    • Commercial Auto Insurance
    • Cyber Liability Insurance
    • D & O Insurance
    • Errors & Omissions
    • General Liability Insurance
    • Professional Liability Insurance
    • Workers Compensation
  • Life and Benefits
    • Annuities
    • Disability Insurance
    • Employee Benefits
    • Health Insurance
    • Individual Dental
    • Life Insurance
    • Retirement Plans
    • Supplemental
  • Get A Quote
  • Customer Service
    • Our Companies
    • File a Claim
    • Make a Payment
    • Request a Change
  • Blog
  • About Us
    • About Dean, Heckle & Hill
    • Location Map
    • Employee Directory
    • Reviews
    • Refer a Friend
    • Privacy Policy
  • Contact
What type of coverage do you need?
Home > Blog > Will Commercial Auto Insurance Include Uninsured Coverage?
TUESDAY, MAY 14, 2019

Will Commercial Auto Insurance Include Uninsured Coverage?

commercial car driving along roadIn every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another's vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle.

Will your commercial auto insurance help cover your losses? This depends on various factors.

Protecting Your Vehicle and Risks

As a business owner, you know the importance of having complete auto insurance for your vehicles. You want to keep your drivers safe. You also want to minimize financial loss from damage caused to your vehicles.

Business owners with vehicles are at a higher risk. They cannot control the driver's actions or be there to monitor conditions. Yet, you have commercial auto insurance to help you. If someone else lacks that coverage, it could mean you take a financial loss.

One way to avoid this is with uninsured and underinsured motorist coverage. Most drivers should carry this coverage. It applies in situations where someone else is at fault for a wreck. That person causes damage to you or your truck. He or she lacks any insurance or not enough of it. This policy helps to fill in some of the gaps, then, associated with your losses.

It May Not Automatically Be There

Some companies assume that a commercial auto insurance policy will cover this. That is not always the case. Be sure to speak to your business insurance agent about it. It is not always a requirement. As such, you may need this coverage but not have it. If your current policy is lacking, it may be possible to add coverage to it that includes uninsured and underinsured drivers.

Most policies should also include auto liability insurance to cover property damage and bodily injury damage caused by your driver to another party. Physical damage and collision coverage helps protect your vehicle. And, many companies should also have medical payment coverage. Do not assume your policy includes these components. Verify it before you hit the road.

If you are in an accident, gather as much information as you can from the other driver. Your insurer will work to recoup losses from that party if he or she is responsible. That may help ensure you have enough coverage for the losses you sustain. It may be time to update your commercial auto insurance. Call us today at (704) 847-4438 to learn more about coverage options that could further protect your business!

Also Read: Must-Take Steps to Vet Your Commercial Drivers

Contact Us

Posted 12:00 PM

Tags: business insurance, commercial auto insurance, uninsured coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017

  • insurance(29)
  • dean heckle and hill(25)
  • business insurance(24)
  • coverage(22)
  • protection(11)
  • general liability insurance(8)
  • commercial auto insurance(7)
  • auto insurance(6)
  • tips(6)
  • car insurance(5)
  • workers compensation insurance(5)
  • safety(5)
  • bop(4)
  • workers compensation(3)
  • liability(3)
  • claims(2)
  • filing(2)
  • drivers(2)
  • general liability(2)
  • advice(2)
  • rates(2)
  • cyber liability insurance(2)
  • commercial insurance(2)
  • dean heckle hill(2)
  • home insurance(2)
  • business owners insurance(2)
  • business owners policy(2)
  • insurance claims(1)
  • summer(1)
  • fraud(1)
  • stores(1)
  • life insurance(1)
  • requirements(1)
  • medical expense coverage(1)
  • fleet insurance(1)
  • annuity(1)
  • plans(1)
  • workers comp(1)
  • dean heckle & hill(1)
  • injuries(1)
  • social engineering. funds transfer fraud(1)
  • hurricane warning(1)
  • traveling pet service(1)
  • credit score(1)
  • emergency planning(1)
  • tires(1)
  • cost(1)
  • premiums(1)
  • reporting(1)
  • claim(1)

View Mobile Version

Our Reviews 

Our latest blogs

  • Cincinnati Insurance
  • Liberty Mutual
  • Nationwide
  • The Hartford
  • Travelers
  • Kemper
  • Progressive
  • Blue Cross Blue Shield
Dean Heckle & Hill, Inc
608 Matthews-Mint Hill Rd. Suite C
Matthews, NC 28105
As an independent insurance agency, we are not limited to placing your insurance with one company. We represent over 50 of the most desirable companies and have selected those companies based on their expressed dedication to offer us competitive products and quality service. We contact those companies for you to find the best coverage and the best possible price.

We also serve these communities: Charlotte, Matthews, Mint Hill, Weddington, Marvin, Ballantyne, Indian Land, and Fort Mill.

We're here for you
Home Page/ About Us/ Contact Us/ Our Blog/ Latest News/ Join Our Newsletter/ Refer A Friend
Quick Help Links
Quote Forms/ Service Forms/ File a Claim/ Make a Payment/ Insurance Glossary/ FAQs
About Us Employees
Trusted Choice
Contact Blog Search
Facebook LinkedIn Twitter
© Copyright 2019. All rights reserved. Powered by Insurance Website Builder