Terry is an Agency Principle, President and CEO.
He graduated from the University of North Carolina at Chapel Hill, began his insurance career in 1970 with the Royal Insurance Company.  Beginning in 1974 he worked with Crum & Forster Insurance Group as a Property & Casualty Underwriting Manager.  He joined Davis, Young & Spier, Inc., in 1979 as a marketing manager and producer.  Since December 1981 he has served as President of Dean, Heckle & Hill, Inc.  He earned his CPCU designation in 1976 and has continued to teach various courses for the CPCU program, as well as the Independent Insurance Agents of North Carolina.  He served on the executive committee and was President of the Central Carolinas Chapter of CPCU.  He is active in Trout Unlimited and other civic organizations.  He is married and has three adult children.